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Loan Program Information
MOST POPULAR LOAN PROGRAMS:
PURCHASE I REFINANCE I CASH OUT
FIXED, FLEX & ADJUSTABLE/ARM RATE TERMS
SINGLE FAMILY 1-4
MULTI-FAMILY 5-8 UNIT
SINGLE & DOUBLEWIDE MANUFACTURED HOMES
CONDOS
TEMPORARY RATE BUYDOWN OPTIONS CLICK HERE TO LEARN MORE
CONVENTIONAL 620+
As low as 3% Down payment
Income based Lender Credit options up to $2500 paid toward your down payment or closing costs.
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CHECK YOUR ELIGIBILITY
TX CASH OUT 620+
GOVERNMENT LOANS
FHA 203(b) LOANS
550+ @ 10% DOWN 580+ @ 3.5% DOWN
Scores <580 are case by case review
FHA DPA STARTING AT 600 CREDIT SCORE
FHA Streamline Refinance
FHA 203(k) Renovation Streamline & Full 640+
FHA 203(h) Mortgage Insurance for Disaster Victims
USDA LOANS 640+
Zero down rural development loans
Income limits apply/Location specific
USDA DPA AVAILABLE!
VA PURCHASE LOANS 600+
VA IRRRL - Refinance of existing VA loan/No income documentation
No appraisal required
SPECIALTY LOAN PROGRAMS:
NON-QM LENDING
What is Non-QM?
CLICK HERE TO LEARN MORE
SELF-EMPLOYED?
BANK STATEMENT LOANS
1099 ONLY
ASSET DEPLETION
PORTFOLIO/BUNDLE FINANCING
DSCR/CASH FLOW ONLY
FOREIGN NATIONAL
ITIN
COMMUNITY MORTGAGE
The "Game Changer" NEW loan program!
NO - Income/Employment/DTI Required!
Asset & Credit Based Loan
30 Year Fixed or 1/6 ARM
INVESTOR LOAN PRODUCTS
Certain loan products will be referral only directly to
Finance of America Commerical
Bridge loans, Fix & Flip, New Construction
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