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CONVENTIONAL 620+
3% DOWN FOR 1ST TIME HOMEBUYERS OR WITHIN INCOME LIMITS
GRANT ASSISTANCE FOR QUALIFYING BORROWERS
FHA 580+
Lower scores reviewed case by case down to 550 at 10% down.
MANUAL UNDERWRITING AVAILABLE
DOWN PAYMENT ASSISTANCE
REPAYABLE 600+
NON-REPAYABLE 580+
RENOVATION
FHA 203K - LIMITED & FULL
FANNIE MAE HOMESTYLE
FREDDIE MAC CHOICE RENOVATION
VA 600+
Lower scores reviewed case by case down to 580.
MANUAL UNDERWRITES
100% DISABLED VETS - CLOSE WITH ZERO TAXES!
ESCROW WAIVER ACCEPTED FOR QUALIFYING VETS!
NON-QM LOANS
SELF-EMPLOYED & INVESTOR LOAN OPTIONS
BANK STATEMENT ONLY
OPTIONS AS LOW AS 580 CREDIT SCORE
ONE YEAR 1099 ONLY
ASSET DEPLETION
ITIN LOANS FOR NO SS#
ITIN mortgages are home loans for foreign nationals who do not have a Social Security number. They can be used to purchase or refinance a home in the US. They are available to both residents and non-residents who are not citizens of the US, and their spouses3. They can use their ITIN (Individual Taxpayer Identification Number) to qualify.
INVESTOR LOANS
DSCR - DEBT SERVICE COVERAGE RATIO
QUALIFY WITH RENTAL INCOME ONLY
620+ CREDIT SCORE
CLOSE IN LLC
Conventional Investor Fannie/Freddie 680+, minimum 20% down
Must close in personal name, no LLC
USDA 620+
MANUAL UNDERWRITES
TEXAS HOME EQUITY 620+
JUMBO LOANS
ONE TIME CLOSE NEW CONSTRUCTION 700+
CHECK AMI INCOME
AMI - AREA MEDIAN INCOME
CHECK MY INCOME
CHECK USDA ELIGIBILITY
CHECK PROPERTY ADDRESS
CHECK INCOME
TEMPORARY RATE BUYDOWN
How does that work?
CLICK HERE TO LEARN MORE
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