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Loan Program Information

SINGLE FAMILY 1-4
MULTI FAMILY 5+

CONDOS
MANUFACTURED HOMES
PRIMARY
2ND HOMES
VACATION HOMES
INVESTMENT
CONVENTIONAL 620+
3% DOWN FOR 1ST TIME HOMEBUYERS OR WITHIN INCOME LIMITS
GRANT ASSISTANCE FOR QUALIFYING BORROWERS
FHA 580+
Lower scores reviewed case by case down to 550 at 10% down.
MANUAL UNDERWRITING AVAILABLE
DOWN PAYMENT ASSISTANCE

REPAYABLE 600+
NON-REPAYABLE 580+
RENOVATION
FHA 203K - LIMITED & FULL
FANNIE MAE HOMESTYLE
FREDDIE MAC CHOICE RENOVATION
 
VA 600+
Lower scores reviewed case by case down to 580.

MANUAL UNDERWRITES
100% DISABLED VETS - CLOSE WITH ZERO TAXES!
ESCROW WAIVER ACCEPTED FOR QUALIFYING VETS!

 
NON-QM LOANS
SELF-EMPLOYED & INVESTOR LOAN OPTIONS
BANK STATEMENT ONLY
OPTIONS AS LOW AS 580 CREDIT SCORE
ONE YEAR 1099 ONLY
ASSET DEPLETION
INVESTOR LOANS
DSCR - DEBT SERVICE COVERAGE RATIO
QUALIFY WITH RENTAL INCOME ONLY
62
0+ CREDIT SCORE
CLOSE IN LLC


Conventional Investor Fannie/Freddie 680+, minimum 20% down
Must close in personal name, no LLC

 
USDA 620+
MANUAL UNDERWRITES
TEXAS HOME EQUITY 620+
JUMBO LOANS
 
ONE TIME CLOSE NEW CONSTRUCTION 700+

CHECK AMI INCOME
AMI - AREA MEDIAN INCOME
CHECK MY INCOME
 

CHECK USDA ELIGIBILITY
CHECK PROPERTY ADDRESS
CHECK INCOME


 

TEMPORARY RATE BUYDOWN
How does that work?
CLICK HERE TO LEARN MORE

 

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