"We'll Bring You Home."

  Message From Meredith                                     Message From Beth

I am a native Southeast Texan, grew up in Beaumont,                                                                                                    As an experienced loan officer, real estate investor and insurance

graduated West Brook Sr. High and then from  Lamar                                                                                                       adjuster I can assist clients with  their financing needs with the

Institute of Technology with an Associates Degree in                                                                                                               confidence it takes to get the loan closed in today's market. 

Real Estate.  I started my career in real estate at the                                                                                                                I am native to SETX, grew up in Nederland, graduated from

commercial level with a land developer in Dallas for                                                                                                   Nederland High School and then from Dearborn Financial where I

several years before moving back to SETX.                                                                                                             obtained both State of Texas P&C Adjusting and Loan Officer licenses.

I worked as a loan officer for the past four years until                                                                                      I started my career in real estate as an investor in 2002, buying and selling

obtaining my mortgage broker license.  At that time                                                                                       properties which enabled me to build a vast network of contacts in the area. I decided that it was best to go on my own and opened                                                                                                          I give thanks to God, and to all of the wonderful local realtors

my home office and Brush Mortgage March 2007.                                                                                               and friends that continue to refer business to me daily. They all have the 

It has been a blessing to have such a successful                                                                                           utmost confidence that I will work hard and give 110% to get the loan closed!

start up.  I stay very busy knocking out approvals all                                                                                                                                             

day for many of my loyal realtors and past clients that                                                                                        Whether you're a first time homebuyer or a seasoned real estate investor 

rely on me to get the job done!                                                                                                                                             I can take care of your financing from application to close! SO...

You'll find when you work with me that I am open,                                                                                                       

honest and straightforward to all clients.

My day is fulfilled when I leave the closing table

and the keys to your new home are in your hand

and I will work hard to make that happen! SO...                                                                         Let's get started, give US a call!

LOAN PROGRAMS      

 We offer Purchase, Refinance,

New Construction, Rehab, Investment

and NOW Commerical!

USDA Financing to 100%, no PMI

VA loans to 100%, no PMI

Conventional Loans to 97%, PMI >80% 

Texas Home Equity to 80%, no PMI

New Construction to 95%, PMI >80%

Rehab loans to 95%, PMI > 80%

Stated Income to 75%, no PMI, min. 700 score

Commercial to 97%

min. $100k 680+ score, Full doc

Stated Income/Stated Asset to 90%

 

ALL Conventional LOW, FIXED RATE loans

NO PRE-PAY PENALTIES!

 

 

Current Loan To Values offered as of 6/1/08

100% 80/20 Combo loans for 700+ scores

100% USDA 550+ scores,

limited collections allowed, smaller populated areas only

100% VA loans 580+ scores

97% for 680+ scores

95% for >620 to 679 score

 Up to 80% for <575 credit score

Escrows of taxes and insurance required for most loans 

For good credit >680 there are many options to choose

 

SO CALL NOW!

 

 

 

  Then call us! 

Meredith (409) 860-3100 or email mbrush@brushmortgage.com

Beth (409) 893-4799 or email bboren@brushmortgage.com

 

In today's market, it's better to speak with a broker personally so

 we can tailor a loan to fit your needs.   We will guide you through the entire process from application to close.  

 

We  Specialize  in  Problem  Credit          As a mortgage broker, we have access to the entire wholesale lending market.  If one lender doesn't offer the lending program that fits your needs, we can shop your loan with all of our 15 other lenders to find the perfect loan for you.     Please be advised that the mortgage industry has gone through  a major restructure in 2007 and continues to change constantly in 2008.  We are members of the National, Texas and Greater Houston Area Association of Mortgage Brokers and receive daily updates on political issues and guidelines. We are experienced enough to know how to adapt to the ever changing market and we will do our very best to make sure you get to closing on your home with the best rates and terms available with the most reasonable closing costs.         OUR EXPERIENCE IN MORTGAGE LENDING IS PRICELE$$        Buying a home can be stressful and intimidating  That's why you are considering us to help you get closed!  You have obviously heard that an experienced and reputable broker can help you every step of the way and have been referred to Meredith Brush or Beth Boren to take care of your financing from application to close. We can help you on a By Owner sale or gladly refer you to one of the many of the local experienced realtors we work closely with each day.    DID YOU KNOW? The biggest misconception of first time home buyers is that THEY pay for a buyers agent to show them homes BUT it's the seller footing the bill to get their home sold. So call your favorite agent or ask me for a realtor referral during your pre-qualification and start looking today! Trust your instincts and let's get started!!    We start with a simple, over the phone, no commitment pre-qualification.  You will be able to speak us directly so we can better determine how much you qualify for.  It's a step by step process and before you know it, we'll be calling you ready to set your closing!    On weekends or after hours, call us!  Try each number or email, we BOTH can help you or... Leave a message if we're out shopping :) We'll call you back all weekend long!    THE BRUSH TEAM LOVES THE COWBOYS...     LET US BE YOUR FAVORITE TEAM!     ...AND THE DALLAS MAVERICKS!